[MRC-125] dATOM and TIA Deposit Cap Increase

Summary
This proposal seeks to raise the deposit caps on the Neutron outpost of the Red Bank as follows:

  • dATOM: Increase from 240,000 to 350,000
  • TIA: Increase from 24,000 to 40,000

Motivation
dATOM, a liquid staking derivative for ATOM provided by Drop Protocol, has seen strong adoption on Neutron. The current deposit cap has already been hit multiple times, and Drop continues to incentivize the use of dTokens.

With ~9M in liquidity in the USDC/dATOM pool on Astroport, there’s room to safely increase the cap, supporting high-leverage strategies and expanding Red Bank activity.

Celestia is a critical project in the Cosmos ecosystem, enabling modular blockchains for next-gen scalability. TIA’s popularity and integration potential make it a strong addition to the Red Bank, especially as Drop prepares for the launch of dTIA.

Increasing TIA’s deposit cap aligns with growing interest and the ecosystem’s needs, boosting organic Red Bank usage on Neutron.

Risks
Capping exposure for a given asset allows Mars to reduce risk associated with the lack of liquidity (inability to liquidate collateral in a timely manner with reasonable slippage), asset price manipulation, extreme price volatility, and abnormally high swapping fees, among others. These issues could be detrimental to Red Bank in terms of insolvencies and liquidations.

Deposit Caps Risk Framework is developed to manage those risks. We ensure that the caps do not exceed the maximum allowable caps as per the framework.

Implementation
This is a signaling proposal, not an executable proposal.

Copyright
Copyright and related rights waived via CC0.

Disclaimers/Disclosures
This proposal is being made by Mars Protocol Foundation, a Cayman Islands foundation company. Mars Protocol Foundation engages in research and development of the Mars Protocol. Mars Protocol Foundation and certain of its service providers and managers own MARS tokens and have financial interests related to this proposal. The aforementioned persons or their affiliates may also have financial interests in complementary or competing projects or ecosystems, entities or tokens, including USDT.kava and Osmosis. These statements are intended to disclose relevant facts and to help identify potential conflicts of interest, and should not be misconstrued as a complete description of all relevant interests or conflicts of interests; nor should they be construed as a recommendation to purchase or acquire any token or security.

This proposal is also subject to and qualified by the Mars Disclaimers/Disclosures. Mars Protocol Foundation may lack access to all relevant facts or may have failed to give appropriate weighting to available facts. Mars Protocol Foundation is not making any representation, warranty or guarantee regarding the accuracy or completeness of the statements herein, and Mars Protocol Foundation shall have no liability in the event of losses or damages ensuing from approval or rejection or other handling of the proposal. Each user and voter should undertake their own research and make their own independent interpretation and analysis of all relevant facts and issues to arrive at their own personal determinations of how to vote on the proposa