[MRC-119] nobleUSDC Deposit Cap Increase

Summary

This proposal aims to increase the nobleUSDC deposit cap from 1M to 2M USDC on the Neutron outpost of the Red Bank.

Motivation

NobleUSDC token (the official version of USDC on Cosmos) has been recently launched on Neutron. Initial deposit cap has been hit and the infrastructure deployed is working as intended.

We believe that there will be an extra demand to use this token as collateral within the Red Bank.

NobleUSDC liquidity has significantly increased recently on Neutron since Drop launch: there’s currently ~6M in liquidity in the USDC/dATOM pool on Astroport which allows to increase the cap keeping the exposure within the limits as per Deposit Caps Risk Framework.

Risks

The dominant risk associated with this action is that an increase in the caps for a given asset can result in an overexposure to said asset. Capping exposure allows Mars to reduce risk associated with asset price manipulation, extreme price volatility, and abnormally high swapping fees (lack of liquidity), among others. These issues could be detrimental to Red Bank in terms of insolvencies and liquidations.

Deposit Caps Risk Framework is developed to manage those risks. We ensure that the increased caps do not exceed the maximum allowable caps as per the framework.

Implementation

This is a signaling proposal, not an executable proposal.

Copyright

Copyright and related rights waived via CC0.

Disclaimers/Disclosures

This proposal is being made by Mars Protocol Foundation, a Cayman Islands foundation company. Mars Protocol Foundation engages in research and development of the Mars Protocol. Mars Protocol Foundation and certain of its service providers and managers own MARS tokens and have financial interests related to this proposal. The aforementioned persons or their affiliates may also have financial interests in complementary or competing projects or ecosystems, entities or tokens, including USDC and NTRN. These statements are intended to disclose relevant facts and to help identify potential conflicts of interest, and should not be misconstrued as a complete description of all relevant interests or conflicts of interests; nor should they be construed as a recommendation to purchase or acquire any token or security.

This proposal is also subject to and qualified by the Mars Disclaimers/Disclosures. Mars Protocol Foundation may lack access to all relevant facts or may have failed to give appropriate weighting to available facts. Mars Protocol Foundation is not making any representation, warranty or guarantee regarding the accuracy or completeness of the statements herein, and Mars Protocol Foundation shall have no liability in the event of losses or damages ensuing from approval or rejection or other handling of the proposal. Each user and voter should undertake their own research and make their own independent interpretation and analysis of all relevant facts and issues to arrive at their own personal determinations of how to vote on the proposal.

Great proposal, really cool to see the Neutron outpost getting closer to Osmosis one in terms of TVL. With USDC/NTRN cap being raised soon and axlUSDC being deprecated, this makes perfect sense.

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